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Credit Assessor

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Petaling Jaya, Selangor, Malaysia

Job Type

Full Time

Workspace

The Role

  • Salesforce data entry and LoanApp management

    • Download documents - ensure documentation is present and valid, including renaming of documents

    • Create leads and convert to opportunities

    • Push to funder application - ensure all details are accurate

    • Submit application to funder

  • Send credit guides if applicable

  • Management of valuation orders

    • Issue invoices

    • Order valuations

    • Follow up

  • Generate credit reports and complete title searches

  • Complete KYC - IDYou or IDKit

  • Complete application forms and sending for signatures

  • Complete funding table and servicing calculator

  • Draft credit proposal for credit assessment

  • Credit assessment - assessing applications prior to submission to credit analyst for review

  • Complete risk and fraud assessments

  • Review credit limits in line with 360 MMS policies and procedures

  • Recommend for approval / decline

  • Complete cover sheets

  • Dealing with underwriter information requests and queries

  • Issue formal approval or decline letter

  • Assist with Pre & Post settlement enquiries

  • Ad hoc tasks as necessary

  • Guide junior assessors and pre-assessment team if required

The Requirements

  • Bachelor's degree in Finance, Accounting, or other business-related fields

  • Minimum 2 years of strong credit experience

  • Ability to manage competing deadlines effectively for fast-paced work environment, with varying degrees of supervision

  • Strong attention to detail and ability to notice discrepancies in data

  • Strong understanding of credit policy

  • Strong problem-solving, mathematical, comprehension and analytical skills

  • Independent in decision making

  • Effective communicator and customer eccentric skills

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