Personal loans

Car loans and personal loans

360 Asset Finance helps you compare car loans and personal loans from our panel of lenders, and checks that the loan suits your needs and situation.

Why 360 Asset Finance for car and personal loans?

Whether it's a new car, a family holiday or getting on top of your debts, we help you find a loan that suits your needs and your budget.

Loans that suit you

We ask about your goals, income and expenses, and check that any loan we suggest suits your situation.

A panel of lenders

We're not tied to one lender. We compare car loans and personal loans across our panel to find options that fit your budget.

Part of the 360 group

Buying a home or running a business? We can connect you with 360 MMS for home loans or with our business finance team, so one group can help with what comes next.

Clear on costs

We explain the repayments, fees and charges before you apply, so you know what you're committing to.

Licensed and accountable

360 Asset Finance is Kuone Consulting Pty Ltd, Australian Credit Licence 566705, and a member of the Australian Financial Complaints Authority (AFCA).

Help through to settlement

We prepare your application, work with the lender and keep you updated until your funds are paid. Timing depends on the lender and your documents.

Family loading bags into their new car for a holiday

How it works

01

Tell us what you need

Tell us what the loan is for, how much you need and a little about your situation.

02

We compare lenders

We compare options from our panel of lenders and check the loan suits your needs and situation.

03

We manage the process

We help with the application and keep you updated through to settlement.

04

You receive your funds

Once the lender approves the loan, the funds are paid out and your fixed repayments begin.

Who we help

Employees

Employees

Full-time, part-time or casual, with regular income you can show.

Self-employed people

Self-employed people

Sole traders and contractors borrowing for personal use.

Couples and families

Couples and families

Applying together for a car or a household need.

Family with their new car at a coastal lookout on holiday

We're here to help

Looking for a car loan or personal loan? Tell us what you need and we'll help you compare your options.

We have the answers for you

Personal loan FAQs

Who provides the loan?

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Car loans and personal loans are arranged by 360 Asset Finance (Kuone Consulting Pty Ltd, Australian Credit Licence 566705), part of the 360 group. The loan itself is provided by a lender from our panel.

How much can I borrow?

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It depends on your income, expenses, existing debts and the lender's criteria. We'll look at your situation and only suggest a loan that suits it.

What do I need to apply?

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Usually proof of identity, proof of income such as payslips, details of your expenses and existing debts, and for a car loan, details of the car.

Will consolidating my debts save me money?

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Not always. One repayment can be easier to manage, but a longer term can mean paying more interest overall. We'll look at your situation before suggesting a loan.

What will the loan cost?

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Interest rates and fees depend on the lender and the loan. We'll explain the rate, fees and total cost before you decide.