Asset Finance
Asset Finance is a specialist asset and equipment finance broker. We work with a curated panel of lenders across Australia and New Zealand to match you with the right funding for vehicles, plant, equipment, and business assets.
What we finance
New and used cars, utes, and vans for personal or business use. Chattel mortgage, finance lease, CHP, and novated lease options available.
Funding for prime movers, rigid trucks, trailers, and specialist heavy vehicles across transport and logistics.
Excavators, loaders, dozers, graders, and skid steers — for construction, mining, and civil works.
Manufacturing equipment, forklifts, cranes, generators, and industrial machinery of all kinds.
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Describe the asset, the amount, and your timeline.
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From our panel of specialist asset finance providers across Australia and New Zealand, we find the best fit for your deal.
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Application, approval, documentation, and settlement — we handle it end to end.
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Funds are released, the asset is yours, and repayments are structured to suit your cash flow.
You take ownership immediately. The lender takes a charge over the asset. Suits businesses wanting to claim GST on purchase and depreciation benefits.
The lender owns the asset and leases it to you for a fixed term. Payments are 100% tax deductible as an operating expense.
Off-balance-sheet funding with flexible end-of-term options. Ideal for assets with a limited useful life or fast depreciation.
Salary packaging a vehicle through your employer. Combines pre-tax and post-tax deductions to reduce your overall cost.
Hire the asset with the intention to purchase at the end of the term. Suitable for business use with balloon/residual options.
Acquiring vehicles, equipment, or fit-out.
Funding the tools of your trade.
Expanding or replacing fleet.
Financing earthmoving and plant.
Equipping clinics and surgeries.
Purchasing a car or vehicle with competitive finance.
From quoting to settlement, we manage the entire process so you can focus on running your business.
Cars, trucks, plant, medical, tech, marine — we know the nuances of each asset class and which lenders specialise where.
Need property finance too? As part of the 360 group alongside 360 MMS and SaaSFin, we can connect you to the right team for any lending need.
We're not tied to one funder. We compare options across our panel to find competitive rates and terms for your deal.
With operations in both Australia and New Zealand, we can support asset finance needs on both sides of the Tasman.
Many asset finance deals can be conditionally approved same-day, with settlement in as little as 48 hours for straightforward applications.
We have the answers for you
What does 360 Asset Finance do?
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We are a specialist finance broker. We work with a panel of lenders across Australia and New Zealand to arrange funding for vehicles, trucks, plant, equipment, medical assets, IT hardware, marine, and aviation.
Is 360 Asset Finance a lender or a broker?
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We are a specialist asset and equipment finance broker. We work with a curated panel of lenders across Australia and New Zealand to match applicants with funding for vehicles, plant, equipment and business assets.
Can I get car finance through 360 Asset Finance?
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Yes. We arrange finance for new and used cars, utes and vans for personal or business use. Available structures depend on the asset, applicant and lender assessment.
What finance structures are available?
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We offer structures including chattel mortgage, finance lease, operating lease or rental, novated lease and commercial hire purchase (CHP). The right structure depends on the asset, its use and the applicant’s circumstances.
Do you finance equipment for businesses?
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Yes. We arrange funding for business assets including trucks, plant, earthmoving equipment, forklifts, cranes, generators, manufacturing equipment and other industrial machinery, subject to lender assessment.
How fast can I get approved?
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We can conditionally approve many asset finance deals the same day, with settlement in as little as 48 hours for straightforward applications. Timing depends on the deal, documentation and lender.
I'm a broker — can I refer clients to 360 Asset Finance?
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Yes. We invite brokers who want to expand into asset finance or add a specialist panel partner to become a partner. Contact us to discuss the opportunity.
Does 360 Asset Finance operate in New Zealand?
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Yes. We operate across Australia and New Zealand and work with lenders on both sides of the Tasman.
