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For brokers: working with 360 MMS

360 MMS is a mortgage manager that works with accredited mortgage brokers, and with off-panel introducers, on residential and commercial deals, including ones that don't fit a bank's standard policy. You can talk a scenario through with our credit team before you lodge, so you know early whether a deal is likely to fit our lending criteria.

Last updated 14 November 2026 · Reviewed by 360 MMS Compliance

At a glance

Talk a scenario through with our credit team before you lodge: call the partner line on +61 3 7003 8919, contact your BDM, or chat with us.
Accredited brokers and off-panel introducers can both send us deals.
As at November 2026, 360 MMS is on the lender panels of Purple Circle (PCFS), Mortgage Australia Group (MAG) and Viking Money.
A scenario view is guidance, not an approval: every application is assessed on its circumstances when it's lodged.

How do I talk a scenario through before I lodge?

Call the partner line on +61 3 7003 8919, contact your BDM, or chat with us.
Give us the outline: the borrower type, how income will be shown, the security, the loan purpose and what makes the deal unusual. Leave out your client's personal details until you have their consent.
Our credit team gives you an early view of whether the deal is likely to fit our lending criteria and what it would need. This is guidance, not an approval: every application is assessed on its circumstances when it's lodged.
Lodge through the broker portal and track it there.

What are the ways to work with 360 MMS?

Accreditation: for residential and commercial lending. See what you need on our accreditation page.
Off-panel introducer: not accredited yet? You can introduce a deal under an introducer agreement, with checks before deals are accepted.
Aggregator panels: as at November 2026, 360 MMS is on the lender panels of Purple Circle (PCFS), Mortgage Australia Group (MAG) and Viking Money, and on the off-panel approved lists of other aggregators. We work with brokers from any Australian credit licensee.

Which deals can 360 MMS help with?

How can I learn more about working with a mortgage manager?

Events and webinars: conferences, lunch and learns and webinars we host, sponsor or present at are on our events page.
Guides for brokers:working with a mortgage manager, what a mortgage manager is and refinancing with a mortgage manager.

Can I refer other finance through the 360 group?

Asset, equipment, car and personal finance: refer to 360 Asset Finance under a referral agreement.
Software and AI project finance: partner with 360 SaaSFin; no accreditation needed.

FAQs

Can I talk to the credit team before I lodge?

Yes. Call the partner line or your BDM and the credit team can discuss the scenario before you lodge. It's an early view, not an approval.

Do I need to be accredited to send a deal?

No. You can introduce a deal off-panel under an introducer agreement, with checks before deals are accepted. Accreditation is there when you're ready.

Which aggregator panels is 360 MMS on?

As at November 2026: Purple Circle (PCFS), Mortgage Australia Group (MAG) and Viking Money, plus the off-panel approved lists of other aggregators.

What should I send for a scenario?

The outline only: borrower type, income evidence, security, purpose and what makes it unusual. Share your client's personal details only once you have their consent and are ready to lodge.

Does my best interests duty still apply?

Yes. Whether you're accredited or introducing off-panel, your obligations to your client don't change.

Have a deal to talk through?
Call the partner line on +61 3 7003 8919, contact your BDM, or send us a message.
Talk to our team →

Keep reading:For brokers: working with a mortgage manager · What is a mortgage manager? · Broker accreditation

For brokers only. General information only. It doesn't take into account your client's objectives, financial situation or needs, and it isn't credit, tax or legal advice. All loans are subject to lending criteria, and fees and charges apply. Kuone Pty Ltd T/As 360 MMS (ABN 81 621 683 672), Australian Credit Licence 504193.

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How do I talk a scenario through before I lodge?What are the ways to work with 360 MMS?Which deals can 360 MMS help with?How can I learn more about working with a mortgage manager?Can I refer other finance through the 360 group?FAQs Next steps

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