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Guides to home loans, asset finance and software finance

Plain-English guides from the 360 group on property loans, asset and personal finance, and software finance. They're general information only: an accredited broker or our team can talk you through your situation.

360 MMS

Home and property loans

Self-employed

Low doc home loans

BAS, bank statements or an accountant's letter instead of tax returns.

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Credit history

Home loans with a default

Which past credit issues can be considered.

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Buying and selling

Bridging loans

How to buy your next home before you sell.

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Building

Construction loans

How progress payments work during a build.

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Living overseas

Expat and non-resident home loans

Who can apply, and when FIRB approval may be needed.

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SMSF

SMSF loans

Commercial property and refinancing through your SMSF.

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Structures

Borrowing through a company or trust

Using a Pty Ltd company or a trust to borrow.

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Commercial

Commercial property loans

Full doc, alt doc and lease doc explained.

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Choosing a lender

Non-bank lender or bank?

What's different, and when a non-bank lender may help.

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360 Asset Finance

Vehicles, equipment and personal loans

Structures

Chattel mortgage or lease?

The five common ways to finance an asset, explained.

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Cars and personal loans

Comparing lenders

Car loans and personal loans through a broker.

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Getting started

How asset finance works

What to prepare and what happens, step by step.

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360 SaaSFin

Software and technology

The basics

How software finance works

What can be funded, and how vendors and partners are paid.

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For partners

Software finance for vendors and SIs

Helping your customers fund a project.

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Projects

Funding Salesforce, Microsoft 365 or AI

Licences, implementation and support in one plan.

Read the guide →

Want to talk it through?
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General information only. It doesn't take into account your objectives, financial situation or needs, and it isn't credit, tax or legal advice. All finance is subject to lending criteria, and fees and charges apply. Kuone Pty Ltd T/As 360 MMS (ABN 81 621 683 672), Australian Credit Licence 504193. 360 Asset Finance and 360 SaaSFin: Kuone Consulting Pty Ltd (ABN 75 647 329 002), Australian Credit Licence 566705.