360 Private
360 Private is specialist private lending from 360 MMS for business-purpose property projects that don't fit a standard home or commercial loan: development and construction, land, residual stock, bridging, second mortgages and strata loans. Every loan is quoted and approved individually.
Talk to our team →What we finance
Construction finance for residential and commercial projects, such as townhouses, apartments and mixed-use buildings, with funds released in stages as the build progresses.
Some projects from first-time developers can be considered, with the right builder, project team and plan in place.
Finance for land, subdivisions and sites being prepared for development.
For completed stock that needs more time to sell, so the construction loan can be repaid while sales continue.
Short-term business-purpose finance while a property is sold or longer-term finance is arranged.
Specialist business-purpose loans secured by a second mortgage, or by residential strata property.
Finance to invest in income-producing non-residential property, such as commercial or industrial premises.
Experienced developers and, for some projects, first-time developers.
Companies, trusts and individuals borrowing for a business purpose.
Investing in income-producing non-residential property.
Australian and New Zealand citizens and Australian residents.
Apply through your broker, or contact our team directly.
Every borrower signs a business purpose declaration. 360 Private loans aren't for personal, domestic or household purposes, and they aren't regulated by the National Credit Code.
There's no standard rate sheet. Each loan is quoted and approved individually, based on the project, the security, the borrowers and how the loan will be repaid.
These loans are usually repaid from the sale or refinance of the property, so a clear exit plan matters from the start.
For development, the lender reviews the plans and approvals, the builder, the budget and the expected end value before making an offer.
We have the answers for you
Is 360 Private regulated consumer credit?
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No. 360 Private loans are for business purposes, or investment in non-residential property, only. They aren't regulated by the National Credit Code, and every borrower signs a business purpose declaration.
Is there a rate sheet for 360 Private?
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No. Each loan is quoted and approved individually, based on the project, the security, the borrowers and the exit plan. Fees and charges apply.
Can a first-time developer apply?
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Some projects from first-time developers can be considered, with the right builder, project team and plan. Every application is assessed on its circumstances and lending criteria.
How do I get started?
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Talk to your broker or our team about the project. Share the details: the property, plans and approvals, costs, timeline and how the loan will be repaid. We'll talk you through the structure and quote the loan. Then it's application, valuation and approval, subject to the lender's assessment, and settlement, with staged drawdowns for construction.
Can I use 360 Private to buy my own home?
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No. 360 Private is for business purposes only. If you're buying or refinancing a home, see our residential home loans.
General information only. It doesn't take into account your objectives, financial situation or needs, and it isn't credit, tax or legal advice. 360 Private loans are for business purposes only, aren't regulated by the National Credit Code, and are subject to lending criteria; fees and charges apply. Kuone Pty Ltd T/As 360 MMS (ABN 81 621 683 672), Australian Credit Licence 504193.
360 MMS — Kuone Pty Ltd · ABN 81 621 683 672 · Australian Credit Licence 504193
360 Asset Finance & 360 SaaSFin — Kuone Consulting Pty Ltd · ABN 75 647 329 002 · Australian Credit Licence 566705
360 Asset Finance Limited (NZ) — NZBN 9429053207296
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